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Multi-Factor Authentication (MFA)

Learn more about our MFA practices and how we want to keep your account safe.

Sabrina avatar
Written by Sabrina
Updated over 2 weeks ago

How multi-factor authentication (MFA) keeps your Rocket Money account secure

Multi-factor authentication (MFA), also known as two-step verification, adds an extra layer of security to your Rocket Money account. When MFA is turned on, you'll log in with your password plus a one-time security code that's sent to your phone or generated by an authenticator app.

This extra step protects your personal information even if someone gains access to your password or email.


MFA enrollment

When setting up MFA, you can choose how you'd like to receive your security code:

  • Text Message

  • Automated Phone Call

  • Authenticator App (such as Google Authenticator, Microsoft Authenticator, or Duo)

MFA authentication

Once enrolled, you'll need to verify your account with a security code during sign-in about every 45 days. The exact timing may vary depending on whether you've enabled device biometrics in your phone settings.

If you're having trouble receiving your security code, visit this page for troubleshooting steps.

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