What services can be negotiated?
Rocket Money can negotiate your bills lower on your behalf, saving you money and time. A Premium+ Membership is required to submit a Bill Negotiation. We can negotiate with most popular services such as:
Cable and Satellite TV
Internet and Phone
Home Security
Satellite Radio
How to submit a Bill Negotiation in the mobile app:
Please note: To submit a Bill Negotiation within the Rocket Money app, you need to be on at least app version 17.0.0 and a Premium+ Membership.
Submit a bill by locating the Ways To Save section on the Rocket Money dashboard and click on Lower Bills.
Next you will need to choose your bill. Choose your service provider from the list or select Can’t Find Your Service at the bottom of the page if you are unable to locate it from the list.
Connect your provider account by entering your credentials or uploading a photo of your billing statement. Follow the prompts to enter your account details and negotiation preferences.
Frequently asked questions
How does Rocket Money lower bills?
Rocket Money's Bill Negotiation works by contacting your service providers on your behalf to negotiate lower pricing. Our Bill Negotiation team are experts at talking to customer support to help lower your bills.
How long does the negotiation process take?
After a successful Bill Negotiation, savings are typically applied within 1–2 billing cycles. This timing depends on your provider’s billing schedule and statement dates. Once the discount or credit is active, you’ll see it reflected directly on your billing statement. You'll receive updates throughout the process and a notification once we've finished negotiating on your behalf.
Can I negotiate multiple bills at once?
No. Premium+ members can have one Bill Negotiation in progress at a time. Once it’s complete, you can submit another, and there’s no added success fee while your Premium+ membership is active.
What information do I need to provide?
You'll need either your provider account login credentials or a recent billing statement to upload. We'll also ask for your negotiation preferences.
Will my service be interrupted during negotiation?
No, your service will continue uninterrupted. We negotiate on your behalf without affecting your current service.
What if my provider isn't on the list?
Select Can't Find Your Service at the bottom of the provider list. You can still submit your bill for negotiation by manually entering your provider information.