With a Premium membership, Rocket Money users can share their account with a partner. Account Sharing makes it simple for couples or households to manage finances together - streamlining budgets, transactions, subscriptions, and savings goals in one place.
Each partner receives their own unique login credentials and can set their own multi-factor authentication (MFA) preferences for added security. To learn how to invite a partner check out this guide.
Common ways to use Account Sharing
Create a household budget
You and your partner can collaborate on one budget. For example, one partner can manage the Grocery category while the other sets up Bills & Utilities. Any changes made will update in real time, creating visibility and shared accountability.
Manage subscriptions
Both partners can view, add, and cancel subscriptions directly in Rocket Money. This helps you stay on top of recurring charges and avoid duplicate payments.
Track finances together
Get a complete picture of your household income and expenses by linking bank and credit card accounts. Together, you can categorize transactions and add notes for better tracking.
Save for the future
Create Financial Goals and save toward shared priorities, such as an emergency fund or vacation. For security, only one checking account can be linked to a Financial Goal at a time.
Frequently asked questions
Do both people need a Rocket Money Premium membership?
No. Only one Premium membership is required. The invited partner gains access to Premium features through Account Sharing.
Can my partner use their own login details?
Yes. Each partner has unique login credentials and MFA preferences for secure access.
Can both partners see and manage linked accounts?
Yes. Once shared, both partners can view and manage budgets, subscriptions, and transactions across all linked accounts.
Can more than two people share the same Rocket Money account?
Currently, Account Sharing is designed for two people—typically a primary account holder and one partner.
Can both partners contribute to Financial Goals?
Yes, but only one checking account can be linked to a Financial Goal at a time. Both partners can still track progress together.