When you move money between your own accounts, the system will mark these as Internal Transfers so they don't affect your spending or income totals. If you notice any of these transactions have not been automatically categorized as Internal Transfers, tap on the transaction and from there you will be able to update the transaction to Internal Transfers.
When you make payments towards your credit cards, ensure these transactions are categorized as Credit Card Payment. This will prevent double-counting due to already tracking your card spending in the Spending tab.
Payments towards credit cards that are not connected to your Rocket Money account should be categorized as a spending category of your choice such as Bills & Utilities.
Premium members also have the option to create a custom category if you decide you would prefer to track your credit card payments within your budget.
To create a custom category from the Mobile App:
Tap on the Settings (⚙️) icon in the upper left corner of the Dashboard.
Select Categories and Rules
Next, tap New Category
From there, type in the category name you'd like to set and choose an icon and color to correspond to that category. At this time you can also select if you want this category to be included in your spend or income.
After that, select the Category group (Expenses, Earnings, Ignored)
Finally, select Save.
To create a custom category from the Website:
Tap on the Settings (⚙️) icon in the upper left corner of the Dashboard.
Select Categories
Next, tap New Category
From there, type in the category name you'd like to set and choose an icon and color to correspond to that category. At this time you can also select if you want this category to be included in your spend or income.
After that, select the Category group (Expenses, Earnings, Ignored)
Finally, select Save.