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Rocket Money Premium membership
What do I get as a Premium Member?
What do I get as a Premium Member?

What is included in your Premium membership

Francis avatar
Written by Francis
Updated over a week ago

Rocket Money Premium offers several additional features to help you save money and manage your finances. 

Concierge Services

Rocket Money automatically identifies your subscriptions, bills, and other recurring payments.  As a Premium member, you can have our concierge cancel these service on your behalf. We will also attempt to get you fee refunds automatically.

Premium Chat

Premium members receive priority support, and access to live chat with our experienced customer advocates.

Unlimited Budgets

Your Premium membership offers the ability to create unlimited budgets, a feature that is especially useful if you're managing a personal, family, and/or business budget and prefer to keep them separate.

Custom Categories

While the app comes with predetermined budgeting categories, Premium lets you add to and/or delete them, customizing your budget to be as simple or as detailed as you would like.

Smart Savings Accounts

Smart Savings is a feature that allows you to transfer money from your checking account to an FDIC insured bank account in order to reach your savings goals. You can choose to arrange automatic transfers, set thresholds to avoid overdrafting, and can withdraw from your savings accounts at any time.

Realtime Balance Syncing

Premium members will see their account balances updated in realtime in the app--no more waiting for daily or weekly synching! 

Credit Reports
Premium members are able to view their credit score and a full credit report with information on the various factors that make up your score.

Still have questions? Want to suggest a Premium feature you'd like to see? Send us a message at!

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