Rocket Money’s Premium Membership offers additional services than our Lite version that will help you manage your finances and save money! You see a breakdown of services offered in both our Free Version and Premium Membership in the app by following these steps:

Your Premium membership offers the ability to create unlimited budgets, a feature that is essential for managing a personal, family, and/or a business budget.

Rocket Money Free Version only allows you to create two budgets.

Premium members are able to view their credit score and a full credit report from Experian’s Vantage 3.0 scoring model.

Rocket Money Free Version only allows you to view your credit score.

Rocket Money automatically identifies your subscriptions, bills, and other recurring payments. As a Premium member, you can have our concierge cancel these services on your behalf. We will also attempt to get you fee refunds automatically.

Rocket Money Free Version does not allow you access to our Cancellation Concierge.

Rocket Money's Net Worth feature is a powerful financial tool designed to help users gain a comprehensive view of their financial health. It allows users to effortlessly track their assets and liabilities, providing a real-time snapshot of their net worth!

Rocket Money Free Version does not allow you to access the Net Worth feature.

Smart Savings is a feature that allows you to transfer money from your checking account to an FDIC insured bank account in order to reach your savings goals. You can choose to arrange automatic transfers, set thresholds to avoid overdrafting, and can withdraw from your savings accounts at any time.

Rocket Money Free Version does not allow you access to creating a Smart Savings account.

Premium members will see their account balances updated in realtime in the app (as we receive information from your banking institution).

Rocket Money Free Version will update daily (as we receive information from your banking institution)

Sharing your account with a family member, spouse, significant other partner, or anyone else that needs access to that information is now easier than ever! You can invite someone to share your Rocket Money account under the same Premium Membership for greater visibility

Rocket Money Free Version does not offer this feature.

Premium Members receive priority support, and access to live chat with our experienced customer advocates during our office hours! We’re here to support you on your financial journey!

Rocket Money Free Version does not guarantee a live chat experience

Needs transaction data for a specific month, quarter, or year for your taxes or financial planning? Our Export feature is only available for our Premium Members and can cut time getting information sent to a financial advisor or CPA!

Rocket Money Free Version doesn’t offer this ability.