Premium Membership Features

Desktop experience: Access your Rocket Money account anytime through your web browser at Rocketmoney.com. Manage your budget, monitor your spending, and use cancellation services from your laptop or desktop computer.

Unlimited budget categories: Create as many customized budget categories from your linked accounts as you need for different aspects of your life - whether that be from your personal expenses, family finances, or business costs.
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Full credit reports: Gain insights into your credit score and a comprehensive credit report provided by Experian using the FICO® 2 scoring model.
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Cancellation services: We'll automatically detect your subscriptions when you link your accounts and can help cancel unwanted services with just a few taps. We'll even try to get you refunds when possible!
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Net worth tracking: Get a complete financial picture at a glance with automatic tracking of all your assets and debts in one convenient dashboard. This way, you can track improvements over time!
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Financial Goal planning and automated savings: Have you ever wanted a rainy day fund but didn’t know where to start? With our Financial Goal feature, you can choose between two options: Smart Savings (automatic transfers every few days) or Custom Savings (transfer a set amount monthly). Whichever plan you choose, your funds will move from your checking account into a non-interest bearing custodial plan that we’ve established at an FDIC-insured financial institution! You can deposit into, withdraw from or pause your Financial Goal plan at anytime, directly from the mobile app!
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Real-time syncing for linked accounts: With Rocket Money, you can see all your accounts in one place, from checking to savings and investments. Stay up-to-date with the latest information about your accounts as we receive updates directly from your linked financial institutions.

Transaction management: Take full control of your spending data to make it work best for you with advanced features like transaction splitting, custom budget categories, custom tags for your transactions, transaction notes, automation rules to quickly categorize or rename your transactions, and the ability to add manual transactions.
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iOS widgets for iPhone users: Keep your most important financial information visible right on your home screen for quick access.
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Customizable dashboard: Are you focused on your current spending or interested in being able to quickly track your net worth over time? Arrange your financial information exactly how you want it, prioritizing what matters most to you for a personalized experience.
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Account sharing: Have you ever wanted to create a budget with a partner in one easy place? Collaborate on finances by sharing your account with trusted family members or financial advisors - they'll see everything you see, making financial planning a team effort.
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Data export: Download your transaction data for specific time periods, perfect for tax preparation, personal record-keeping, or detailed financial analysis.