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Why Use Our Negotiation Service?

Discover how Rocket Money’s expert negotiators can save you money and time by handling your bill negotiations directly with providers.

Brittany avatar
Written by Brittany
Updated over 2 weeks ago

Can’t I just negotiate my bills myself?

You could, but negotiating with providers often means long hold times, frustrating phone trees, and multiple calls. Rocket Money’s Bill Negotiation service takes that hassle off your plate. Our experts handle the entire process so you can enjoy the savings without the stress.

How Rocket Money negotiates savings on your bills

Our expert negotiators carefully review your current plan and services, then work directly with providers to uncover discounts, promotions, and potential upgrades. We focus on maximizing your savings while maintaining your preferred services. Rocket Money will never downgrade or remove features without your approval.


Frequently asked questions

  • How much can I save with Rocket Money?

    Savings vary depending on your provider and plan. Many members save hundreds of dollars per year through lower monthly rates, discounts, or credits.

  • How long does the negotiation process take?

    Most bill negotiations are completed within about two weeks. In some cases, the process may take longer, especially during times of high demand, if your service provider requires additional steps, or if you have a preexisting promotion set to expire shortly.

  • Do I need to give Rocket Money account access?

    Yes, you do. We use your provider account information securely to verify your service and complete the negotiation on your behalf. We do this so we can get you the best deals possible.


    If you have any trouble submitting a Bill Negotiation or have any questions about the process, please reach out to our expert negotiators through our in app chat or by emailing negotiations@rocketmoney.com.

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