While Rocket Money is a free app, there are several optional paid services and features that could result in a charge or transfer appearing on your bank or credit card statement:
Financial Goal deposits: These are not charges, but deposits into a Financial Goal plan that are tied to your Rocket Money account. It's a great way to automate your savings! If you see transactions mentioning Rocket Money Smart Savings - Transfers, it's likely related to this feature.
Premium membership: Our optional Premium membership provides enhanced features at a price that suits you. These prices can vary at times and across platforms, but are generally offered on a sliding scale to match your needs! As a new Premium Member, you'll receive a 7-day free trial to explore the additional features. After this period, you'll be charged the amount you chose during sign-up.
Bill negotiation fee: If we successfully negotiate your bills and secure you savings, we'll charge a fee based on 35-60% of your first year's savings. You decide the percentage within this range!
If you notice a charge from Rocket Money on your bank statement, but don't recall having an account with us, an authorized user on the bank account may be paying for a Rocket Money service such as Premium membership with the shared bank account. Please be sure to check with them about any possible charges you are seeing. Feel free to reach out to the Support team using our in-app chat or by emailing in to support@rocketmoney.com.