To deposit funds into your High Yield Savings Account from the mobile app:
Open your High Yield Savings Account from the Savings tab, then tap Add Money, enter an amount, and confirm.
Deposits can take around 4 to 5 business days to fully complete and become available to withdraw. During that window, the money shows as Pending in your account. Funds may have already left your checking account while they're still pending on our end, that's normal.
You have three ways to fund your account:
Manual deposits in the app, any time
Smart Savings, which moves money automatically based on the settings you choose
Transfers you start at your other bank, using your High Yield Savings Account account and routing numbers
Limits
| Limit |
Minimum deposit | $5 |
Deposit per day | $5,000 |
Deposit per month | $25,000 |
Minimum withdrawal | $5 (or full balance if under $5) |
Withdrawal per day | $2,500 |
Withdrawal per month | $15,000 |
Maximum account balance | $100,000 |
Linked external accounts | 1 |
Need to move more than the daily limit? You can start a larger transfer from within your other bank using your High Yield Savings Account account and routing numbers. Transfers you initiate elsewhere aren't subject to these in-app limits. And if you're closing your account, you can withdraw your full balance regardless of the daily cap.
Terms and exclusions may apply. Please click here to learn more.