Skip to main content

Introduction to Premium+

Written by Sabrina

Premium+ is Rocket Money’s highest-tier Premium membership plan! It’s designed for members who want access to additional features and support beyond the standard Premium membership.

With Premium+, members can take advantage of everything included in Premium, plus extra benefits like Rowan by Rocket Money, bill negotiation, and access to apply for Rocket Money's High-Yield Savings Account (HYSA).

We’re excited to help you get even more out of your Rocket Money membership!

What Premium+ includes

Premium+ includes everything in Premium membership, plus:

  1. Rowan by Rocket Money

    Rowan is Rocket Money’s AI personal finance agent. You text it like a friend who’s good with money, and it provides you insight on your finances and more!

  2. Bill Negotiation

    Premium+ members can use bill negotiation with no added success fee. You may only submit one Bill Negotiation at a time. Once your current negotiation is completed, you can submit another one and it will still be negotiated for no additional cost while your Premium+ membership is still active!

  3. High-Yield Savings Account (HYSA) access

    Premium+ includes access to apply for Rocket Money's High-Yield Savings Account, a savings account accessed via the Rocket Money mobile app that lets eligible members earn interest on their savings.


How to check if you have Premium+

You can check your current membership plan directly in the Rocket Money app or on Rocketmoney.com.

To check your plan from the mobile app:

  1. Open the Rocket Money app.

  2. Tap Settings.

  3. Tap Membership.

  4. Look for your current plan, such as Premium or Premium+.

To check your plan from Rocketmoney.com:

  1. Go to Rocketmoney.com and sign in.

  2. Open Settings.

  3. Select Membership.

  4. Look for your current plan, such as Premium or Premium+.


Frequently Asked Questions

  • Billing & pricing

    Premium+ is a fixed $15.00/month plus tax.

  • Can I upgrade from Premium to Premium+?

    Yes, to upgrade to Premium+ follow the steps outlined here and make sure you’re on app version 15.6.0 or later. If you run into any issues, please reach out to Customer Support for assistance.

  • Can I switch back to Premium membership from Premium+?

    Yes, you can switch back to Premium from Premium+. To do this, please contact our support team.

  • What if I don’t see Premium+ as an option?

    If Premium+ isn’t showing up, please contact our support team for assistance.


    Terms and exclusions may apply. Please click here to learn more.

Did this answer your question?