# Rocket Money Help Center > Help center for Rocket Money ## About Rocket Money - [How to get the most out of Rocket Money](https://help.rocketmoney.com/en/articles/1940551-how-to-get-the-most-out-of-rocket-money.md): An overview of the core things you can do in Rocket Money, including linking accounts, tracking spending, managing subscriptions, and budgeting, with links to key guides for each. - [How much does Rocket Money cost?](https://help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost.md): Rocket Money is free to download and use, with optional paid services that help you save money and manage your finances smarter. - [Why is Rocket Money charging me?](https://help.rocketmoney.com/en/articles/2667173-why-is-rocket-money-charging-me.md): Learn about the different transactions that can appear on your account from Rocket Money. - [Contacting Rocket Money](https://help.rocketmoney.com/en/articles/2684134-contacting-rocket-money.md): Getting in touch with the Rocket Money customer support team ## Sharing your Rocket Money account - [Account Sharing in Rocket Money](https://help.rocketmoney.com/en/articles/4562634-account-sharing-in-rocket-money.md): How to share your Rocket Money account with a partner to manage finances together. - [How to invite a partner to your Rocket Money account](https://help.rocketmoney.com/en/articles/9184519-how-to-invite-a-partner-to-your-rocket-money-account.md): How to send an invitation to share your Rocket Money account with a partner and what they'll be able to see - [Removing a partner's access to your Rocket Money account](https://help.rocketmoney.com/en/articles/9184524-removing-a-partner-s-access-to-your-rocket-money-account.md): Instructions for how to remove a partner from your Rocket Money account ## Managing your Rocket Money account - [Rocket Money for desktop](https://help.rocketmoney.com/en/articles/12166750-rocket-money-for-desktop.md): What changed with the Rocket Money desktop experience, what free members can still do without Premium, and what Premium members have full access to across all platforms. - [Using demo mode in Rocket Money](https://help.rocketmoney.com/en/articles/6865640-using-demo-mode-in-rocket-money.md): What demo mode is, how to enter and exit it from the mobile app, and answers to common questions about whether it affects your real account or data. - [Rocket Money widgets](https://help.rocketmoney.com/en/articles/9217610-rocket-money-widgets.md): The four available Premium widgets for iOS \(Safe to Spend, Upcoming Bills, Recent Transactions, Spending\), how to add and remove them from your home screen, and device requirements. - [How do I enable dark mode?](https://help.rocketmoney.com/en/articles/12782931-how-do-i-enable-dark-mode.md): You asked, we listened. One of the most wanted features is here: dark mode. - [Reset your password](https://help.rocketmoney.com/en/articles/4298928-reset-your-password.md): How to reset your Rocket Money password from the mobile app or website, common issues if you don't receive the reset email, and account security tips. - [Updating your notification settings](https://help.rocketmoney.com/en/articles/934668-updating-your-notification-settings.md): How to turn push and email notifications on or off from the mobile app, the website, or directly through a Rocket Money email. - [Updating your email address](https://help.rocketmoney.com/en/articles/9184548-updating-your-email-address.md): How to change your Rocket Money email address from the mobile app or website, what to expect after submitting, and answers to common questions about the update process. - [Utilizing your device’s biometrics](https://help.rocketmoney.com/en/articles/9184534-utilizing-your-device-s-biometrics.md): How to enable Face ID, Touch ID, or a PIN for your Rocket Money account on an Apple or Android device - [Multi-Factor Authentication \(MFA\)](https://help.rocketmoney.com/en/articles/9184541-multi-factor-authentication-mfa.md): How MFA works with your Rocket Money account and the three ways to receive a security code \(text, phone call, or authenticator app\) - [Updating the phone number attached to my MFA codes](https://help.rocketmoney.com/en/articles/9184554-updating-the-phone-number-attached-to-my-mfa-codes.md): How to update your MFA phone number through Rocket Money Support, and what the ID verification process involves - [Password help: reset or change your Rocket Money password](https://help.rocketmoney.com/en/articles/10769901-password-help-reset-or-change-your-rocket-money-password.md): Common reasons you can't log in to your Rocket Money account and how to resolve them, including incorrect credentials, updating your email, MFA issues, and account verification. - [Logging out of your Rocket Money account](https://help.rocketmoney.com/en/articles/10770044-logging-out-of-your-rocket-money-account.md): How to log out of Rocket Money from the mobile app or website. - [How to delete your Rocket Money account](https://help.rocketmoney.com/en/articles/934679-how-to-delete-your-rocket-money-account.md): What to do before deleting your account, and how to permanently delete your Rocket Money account from the mobile app or website. - [Rocket Money privacy rights](https://help.rocketmoney.com/en/articles/8008211-rocket-money-privacy-rights.md): Learn about Rocket Money's robust Privacy Policy. ## Rocket Money Premium+ Membership - [Introduction to Premium+](https://help.rocketmoney.com/en/articles/16802386-introduction-to-premium.md): What's included in Rocket Money Premium+, how it compares to a standard Premium Membership, and the key features like Bill Negotiation with no success fee and access to Rowan by Rocket Money. - [Upgrading to Premium+](https://help.rocketmoney.com/en/articles/16802468-upgrading-to-premium.md): How to upgrade from Rocket Money Premium to Premium+ from the mobile app or website, including what changes when you upgrade. ## Rocket Money Premium Membership - [Premium Membership features](https://help.rocketmoney.com/en/articles/2677184-premium-membership-features.md): Take a look at all of the features that are available through our Premium Membership! - [How to sign up for Rocket Money Premium](https://help.rocketmoney.com/en/articles/9184529-how-to-sign-up-for-rocket-money-premium.md): Learn how to sign up for our best features that are only available through our paid monthly Premium membership - [How to update your payment method for your Rocket Money Premium membership](https://help.rocketmoney.com/en/articles/1867474-how-to-update-your-payment-method-for-your-rocket-money-premium-membership.md): How to change the payment method for your Premium Membership in the mobile app, and learn more about which payment types are accepted. - [Managing my Premium Membership](https://help.rocketmoney.com/en/articles/9095189-managing-my-premium-membership.md): Instructions for modifying or cancelling the amount that you’re paying for Rocket Money Premium Membership - [My Premium features aren't appearing on my account](https://help.rocketmoney.com/en/articles/2165722-my-premium-features-aren-t-appearing-on-my-account.md): Why your Premium features might not be showing up and how to fix it, including what to do if your membership expired or you have another account under a different email. - [Accessing my free Premium Membership from my Rocket Mortgage](https://help.rocketmoney.com/en/articles/6396483-accessing-my-free-premium-membership-from-my-rocket-mortgage.md): Learn how you can activate your free Rocket Money Premium Membership if you are a Rocket Mortgage Client - [Changes to my free Premium Membership as a Rocket Mortgage serviced client](https://help.rocketmoney.com/en/articles/9294588-changes-to-my-free-premium-membership-as-a-rocket-mortgage-serviced-client.md): The three scenarios that can end a complimentary Premium Membership - mortgage transfer, selling your property, or paying it off - and how to keep Premium access afterward. - [Does Rocket Money have a referral program?](https://help.rocketmoney.com/en/articles/6871284-does-rocket-money-have-a-referral-program.md): Find out more about Rocket Money Premium referral program and eligibility. - [Applicable sales tax for Premium Memberships](https://help.rocketmoney.com/en/articles/8532226-applicable-sales-tax-for-premium-memberships.md): Why sales tax is added to your Premium and Premium+ Membership in certain states, which states are affected, and when this change went into effect. ## Rowan by Rocket Money - [What is Rowan?](https://help.rocketmoney.com/en/articles/16760933-what-is-rowan.md): Rowan is Rocket Money's AI-powered financial assistant included with Premium+! - [What can I ask Rowan?](https://help.rocketmoney.com/en/articles/16760832-what-can-i-ask-rowan.md): Examples of the financial questions and topics you can ask Rowan in the Rocket Money app, from spending analysis to savings advice. ## Linking your accounts to Rocket Money - [Is Rocket Money secure?](https://help.rocketmoney.com/en/articles/934647-is-rocket-money-secure.md): How Rocket Money keeps your data safe - including bank-level encryption, Plaid's secure connection, and why we never store your bank login credentials - [Connecting bank accounts and credit cards](https://help.rocketmoney.com/en/articles/934328-connecting-bank-accounts-and-credit-cards.md): How to link a bank account or credit card to Rocket Money from the mobile app or website, and what to expect after your accounts are connected - [Common linking issues](https://help.rocketmoney.com/en/articles/934773-common-linking-issues.md): Troubleshoot the most common bank connection errors in Rocket Money. Including login credentials, MFA problems, and unexpected errors - with step-by-step fixes - [I don't have a checking account](https://help.rocketmoney.com/en/articles/10770724-i-don-t-have-a-checking-account.md): What to do if you don't have a checking account supported by Plaid, and why a linked checking account is required to use Rocket Money - [I can't find my bank](https://help.rocketmoney.com/en/articles/931156-i-can-t-find-my-bank.md): What to do if your bank doesn't appear in Rocket Money. How to request support and how to manually track your account in the meantime - [What can I do in if my primary bank account isn't supported?](https://help.rocketmoney.com/en/articles/9186530-what-can-i-do-in-if-my-primary-bank-account-isn-t-supported.md): Options for getting value from Rocket Money even if your main bank isn't supported - including linking other accounts, Bill Negotiation, and Net Worth tracking - [Does Rocket Money support international banks?](https://help.rocketmoney.com/en/articles/79778-does-rocket-money-support-international-banks.md): Rocket Money is only available for US-based members and banks. Learn how to submit a feature request for international support - [How long does it take to load transaction data for the first time?](https://help.rocketmoney.com/en/articles/934349-how-long-does-it-take-to-load-transaction-data-for-the-first-time.md): How long it takes for your transactions to appear after linking an account for the first time, and what to do if your data hasn't loaded after 24 hours - [How to add a missing account](https://help.rocketmoney.com/en/articles/9186454-how-to-add-a-missing-account.md): How to add an account that didn't appear after linking your bank through our secure linking provider, Plaid - [Your account connection status](https://help.rocketmoney.com/en/articles/4918001-your-account-connection-status.md): What the different account connection statuses in Rocket Money mean - Healthy, Temporary, Delayed, and Needs Connection - and what to do for each - [Do you support multi-factor authentication?](https://help.rocketmoney.com/en/articles/934741-do-you-support-multi-factor-authentication.md): How multi-factor authentication works when linking your bank through our secure linking provider Plaid, and what to do if you're having trouble getting past the MFA step - [Wrong account balance](https://help.rocketmoney.com/en/articles/1315287-wrong-account-balance.md): Why your account balance in Rocket Money might look incorrect - including sync timing, pending transactions, investment accounts, and how to get help - [Disconnecting a bank account or credit card](https://help.rocketmoney.com/en/articles/6372348-disconnecting-a-bank-account-or-credit-card.md): How to fully unlink a bank account or credit card from Rocket Money on the mobile app or website - and what data will be permanently removed - [Help! My linked bank account or credit card gets frequently disconnected](https://help.rocketmoney.com/en/articles/10770707-help-my-linked-bank-account-or-credit-card-gets-frequently-disconnected.md): Why your bank account or credit card keeps disconnecting from Rocket Money, and how to fix the connection - [Excluding a bank account or credit card from being tracked in your budget](https://help.rocketmoney.com/en/articles/10770751-excluding-a-bank-account-or-credit-card-from-being-tracked-in-your-budget.md): How to hide a linked bank account or credit card from your Rocket Money budget, and how to unhide it later if you change your mind - [Adding your Apple Card statements](https://help.rocketmoney.com/en/articles/4470451-adding-your-apple-card-statements.md): How to manually upload Apple Card statements to Rocket Money on iOS 17.3 or below - including step-by-step export instructions from your Wallet app - [Important changes to Apple Card integration](https://help.rocketmoney.com/en/articles/11504643-important-changes-to-apple-card-integration.md): How to upgrade your Apple Card connection from manual CSV uploads to automatic Plaid syncing - available on Apple devices running iOS 17.4 or higher ## Perfect your budget and transaction data - [Discover the Learning Hub](https://help.rocketmoney.com/en/articles/13778435-discover-the-learning-hub.md): How to access the Learning Hub in Rocket Money and what's inside, including videos, interactive quizzes, articles, and stories covering topics like credit scores and debt payoff. - [Creating a Budget](https://help.rocketmoney.com/en/articles/2649810-creating-a-budget.md): How to set up a budget in Rocket Money from the mobile app or website, including how to set your income, add bills, and build your spending categories, with a glossary of key terms. - [Track the spending that matters most with a Watchlist](https://help.rocketmoney.com/en/articles/13704685-track-the-spending-that-matters-most-with-a-watchlist.md): How Premium and Premium+ members can use a Watchlist to monitor specific categories, merchants, or tags from the Dashboard without setting up a full budget. - [Build better money habits with Challenges](https://help.rocketmoney.com/en/articles/14443051-build-better-money-habits-with-challenges.md): How to join a spending or check-in Challenge in Rocket Money, earn badges, and share wins with friends - [How to customize a low balance alert](https://help.rocketmoney.com/en/articles/8418019-how-to-customize-a-low-balance-alert.md): How to edit your existing balance alert or create a new one in the Rocket Money mobile app, and why these alerts are only available on mobile. - [Enabling Payday View](https://help.rocketmoney.com/en/articles/6235627-enabling-payday-view.md): What Payday View shows you, what you need to have set up before enabling it, its limitations, and how to fix a paycheck that isn't being detected. - [Working with reimbursements & shared bills](https://help.rocketmoney.com/en/articles/3584529-working-with-reimbursements-shared-bills.md): How to categorize business reimbursements and shared bill payments in Rocket Money so they don't affect your spending totals or income. - [Working with credit card payments & transfers](https://help.rocketmoney.com/en/articles/3584527-working-with-credit-card-payments-transfers.md): How Rocket Money handles credit card payments and internal transfers, and how Premium and Premium+ members can create a custom category for tracking card payments in their budget. - [Understanding non-spending categories in your budget](https://help.rocketmoney.com/en/articles/10770105-understanding-non-spending-categories-in-your-budget.md): What non-spending categories are in Rocket Money and what each one covers, including Tax-Deductible, Reimbursements, Ignored, Transfers, and Income. - [Tracking refunds](https://help.rocketmoney.com/en/articles/3584530-tracking-refunds.md): How to make sure refunds are categorized correctly in Rocket Money so they automatically offset the original purchase in your spending totals. - [Connection status](https://help.rocketmoney.com/en/articles/5181366-connection-status.md): What the different account connection statuses mean in Rocket Money and what to do when an account shows a status that needs attention. - [Troubleshooting duplicate transactions in the app](https://help.rocketmoney.com/en/articles/6241182-troubleshooting-duplicate-transactions-in-the-app.md): Why duplicate transactions appear in Rocket Money and the steps to identify and remove them to keep your spending data accurate. - [Searching my transactions](https://help.rocketmoney.com/en/articles/10770688-searching-my-transactions.md): How to search for a specific transaction in Rocket Money from the mobile app and how to edit transaction details directly from the search results. - [Adding transactions manually](https://help.rocketmoney.com/en/articles/4402227-adding-transactions-manually.md): How to add a transaction manually in Rocket Money from the mobile app, and how to remove a manually added transaction when you no longer need it. - [Ignoring transactions](https://help.rocketmoney.com/en/articles/3584535-ignoring-transactions.md): How to ignore a transaction in Rocket Money so it doesn't affect your spending totals or budget, and how to reverse it if you change your mind. - [Transaction Category Review](https://help.rocketmoney.com/en/articles/13778317-transaction-category-review.md): How to use the Transaction Category Review feature in Rocket Money to quickly confirm or correct how your recent transactions are categorized. - [Editing and creating transaction categories](https://help.rocketmoney.com/en/articles/3332081-editing-and-creating-transaction-categories.md): How to change a transaction's category, create a custom category, and delete a category you no longer need in Rocket Money. - [Create and apply tags for transactions](https://help.rocketmoney.com/en/articles/12461821-create-and-apply-tags-for-transactions.md): How to create, apply, and manage tags on your Rocket Money transactions to track and organize spending across custom groups. - [Creating transaction rules](https://help.rocketmoney.com/en/articles/10328100-creating-transaction-rules.md): How to create rules in Rocket Money that automatically categorize, tag, or rename transactions from the same merchant every time they appear. - [How to split transactions](https://help.rocketmoney.com/en/articles/4363893-how-to-split-transactions.md): How to divide a single transaction across two or more spending categories in Rocket Money. - [Tracking your income](https://help.rocketmoney.com/en/articles/4335689-tracking-your-income.md): How Rocket Money tracks income transactions and how to create a custom income category to keep your earnings organized in your budget. - [Fixing your income transactions](https://help.rocketmoney.com/en/articles/3584528-fixing-your-income-transactions.md): How to correct income transactions that are showing up in the wrong category in Rocket Money so your income tracking stays accurate. - [Customize your card payment preferences](https://help.rocketmoney.com/en/articles/14326165-customize-your-card-payment-preferences.md): How to set your credit card payment preferences in Rocket Money so card payments are handled correctly in your budget and spending totals. - [Tax deductible transactions](https://help.rocketmoney.com/en/articles/4839084-tax-deductible-transactions.md): How to mark transactions as tax deductible in Rocket Money and export them when it's time to file your taxes. - [Exporting transactions](https://help.rocketmoney.com/en/articles/10296106-exporting-transactions.md): How to export your Rocket Money transaction history as a CSV file, including how to filter by date range before downloading. ## Bill Negotiations - [Contact Bill Negotiation Support](https://help.rocketmoney.com/en/articles/9744551-contact-bill-negotiation-support.md): Learn how to reach out to our Bill Negotiation team - [Bill Negotiations is moving to Premium+](https://help.rocketmoney.com/en/articles/17141357-bill-negotiations-is-moving-to-premium.md): Bill Negotiations will be available exclusively to Rocket Money members with a Premium+ membership beginning on November 2, 2026. - [Why use our Bill Negotiation service?](https://help.rocketmoney.com/en/articles/9744575-why-use-our-bill-negotiation-service.md): Why letting Rocket Money negotiate on your behalf saves you time, how the negotiation process works, and what you can expect in terms of savings and account access. - [How to submit a Bill Negotiation](https://help.rocketmoney.com/en/articles/9744564-how-to-submit-a-bill-negotiation.md): Which bills Rocket Money can negotiate, how to submit a Bill Negotiation in the mobile app, and answers to common questions about cost, timelines, and what to provide. - [How to cancel a Bill Negotiation](https://help.rocketmoney.com/en/articles/9744492-how-to-cancel-a-bill-negotiation.md): How to request a cancellation for an in-progress Bill Negotiation, how to turn off automatic renegotiations in the mobile app, and what to do if the negotiation is already complete. - [Bill Negotiation savings process](https://help.rocketmoney.com/en/articles/9744501-bill-negotiation-savings-process.md): How Rocket Money's Bill Negotiation process works, how long savings last, how the fee is calculated, and what happens to your plan and services during negotiation. - [How do I check the status of my Bill Negotiation?](https://help.rocketmoney.com/en/articles/9744522-how-do-i-check-the-status-of-my-bill-negotiation.md): How long a Bill Negotiation takes, why you may not receive ongoing updates during the process, and how to reach out if you have questions about your specific negotiation. - [When will the negotiated savings take effect?](https://help.rocketmoney.com/en/articles/9744544-when-will-the-negotiated-savings-take-effect.md): When to expect your lower rate to appear on your bill after a successful negotiation, what to do if it hasn't shown up after two billing cycles, and how your savings amount is communicated. - [Authorization charge in Rocket Money](https://help.rocketmoney.com/en/articles/9744581-authorization-charge-in-rocket-money.md): Why a temporary $1 charge appears when you sign up for Bill Negotiation with Rocket Money, and when it will be released. - [Bill Negotiation charge explained](https://help.rocketmoney.com/en/articles/9744474-bill-negotiation-charge-explained.md): Learn when Rocket Money charges a fee for a successful Bill Negotiation, how payment works, and the options available for setting up a payment plan. - [Understanding plan upgrades, downgrades, and service changes after Bill Negotiation](https://help.rocketmoney.com/en/articles/9744533-understanding-plan-upgrades-downgrades-and-service-changes-after-bill-negotiation.md): Learn what happens if your plan or services change during a Rocket Money Bill Negotiation, and how we help restore services if needed. - [Bill increase after Bill Negotiation](https://help.rocketmoney.com/en/articles/9744572-bill-increase-after-bill-negotiation.md): Common reasons your bill might look higher after a successful negotiation, how prorated charges and promotion expirations work, and how to get help if the issue persists. ## Managing subscriptions with Rocket Money - [Managing your bills and subscriptions](https://help.rocketmoney.com/en/articles/2185531-managing-your-bills-and-subscriptions.md): How Rocket Money automatically detects your subscriptions and bills, where to find them in the Recurring tab, and how to manually add or remove a bill from the mobile app. - [Where can I view my subscriptions and bills?](https://help.rocketmoney.com/en/articles/3117398-where-can-i-view-my-subscriptions-and-bills.md): Your subscriptions and bills live in the Recurring tab. Learn how to switch between Upcoming, All, and Calendar views to find what you need. - [Where can I see my Apple subscriptions?](https://help.rocketmoney.com/en/articles/79843-where-can-i-see-my-apple-subscriptions.md): How to view your Apple iTunes subscriptions in Rocket Money from the mobile app - [Missing subscriptions](https://help.rocketmoney.com/en/articles/934383-missing-subscriptions.md): Learn more about why you could be missing a subscription or bill in the app - [How do I cancel a subscription on Rocket Money?](https://help.rocketmoney.com/en/articles/934402-how-do-i-cancel-a-subscription-on-rocket-money.md): Directions on how Premium and Premium+ members can submit a subscription cancellation request using Rocket Money - [How long does it take Rocket Money to cancel a subscription?](https://help.rocketmoney.com/en/articles/934410-how-long-does-it-take-rocket-money-to-cancel-a-subscription.md): How long subscription cancellations take through Rocket Money, what affects the timeline, and how to track your cancellation status through the app and email. - [Why do I need to provide more information to cancel my subscription?](https://help.rocketmoney.com/en/articles/5032045-why-do-i-need-to-provide-more-information-to-cancel-my-subscription.md): Why Rocket Money sometimes needs additional details to complete a cancellation and what to do if your login credentials or account information didn't match. - [Why can’t Rocket Money cancel this?](https://help.rocketmoney.com/en/articles/13908897-why-can-t-rocket-money-cancel-this.md): Why some subscriptions can't be cancelled through Rocket Money, how to use the in-app self-cancellation instructions, and what to do if the subscription is billed through a third party. - [How do I cancel subscriptions that are billed by third parties?](https://help.rocketmoney.com/en/articles/4445878-how-do-i-cancel-subscriptions-that-are-billed-by-third-parties.md): Links to step-by-step cancellation instructions for subscriptions billed through PayPal, Apple, Google Play, Roku, and Amazon. - [How do I cancel a subscription that is billed through my Apple account?](https://help.rocketmoney.com/en/articles/4445771-how-do-i-cancel-a-subscription-that-is-billed-through-my-apple-account.md): Step-by-step instructions for cancelling a subscription billed through Apple on an iPhone, iPad, or Mac. - [How do I cancel a subscription that is billed through my Google Play account?](https://help.rocketmoney.com/en/articles/4445774-how-do-i-cancel-a-subscription-that-is-billed-through-my-google-play-account.md): Step-by-step instructions for cancelling a Google Play subscription on an Android device or through the Google Play website. - [How do I cancel a subscription that is billed through my Amazon account?](https://help.rocketmoney.com/en/articles/4445785-how-do-i-cancel-a-subscription-that-is-billed-through-my-amazon-account.md): How to cancel a subscription purchased through Amazon using the Memberships and Subscriptions page on the Amazon website. - [How do I cancel a subscription that is billed through my Roku account?](https://help.rocketmoney.com/en/articles/4445780-how-do-i-cancel-a-subscription-that-is-billed-through-my-roku-account.md): How to cancel a Roku subscription directly from your Roku device or from the Roku website, including what to do if a subscription doesn't appear in your list. - [How do I cancel a subscription that is billed through my PayPal account?](https://help.rocketmoney.com/en/articles/4445764-how-do-i-cancel-a-subscription-that-is-billed-through-my-paypal-account.md): How to cancel a PayPal subscription from a browser or the PayPal mobile app using Automatic Payments. - [Subscription cancellation FAQs](https://help.rocketmoney.com/en/articles/4649463-subscription-cancellation-faqs.md): What to do if you were charged after a cancellation, how to check your cancellation status, and what happens when Rocket Money needs more information to complete the request. ## Financial Goals - [Your new home for savings: Financial Goals](https://help.rocketmoney.com/en/articles/10446041-your-new-home-for-savings-financial-goals.md): Learn about how Smart Savings is being rebranded to Financial Goals in Rocket Money! - [Financial Goals overview](https://help.rocketmoney.com/en/articles/2620940-financial-goals-overview.md): How Financial Goals work in Rocket Money, what a custodial account is, the two savings methods available \(Smart Savings and Custom Savings\), and how to pause automatic deposits or manage your goal ... - [Creating a Financial Goal](https://help.rocketmoney.com/en/articles/2621011-creating-a-financial-goal.md): Step-by-step instructions for creating your first Financial Goal or adding additional goals in the Rocket Money mobile app, including how to choose a savings method and link a checking account. - [Understanding your Financial Goals overview](https://help.rocketmoney.com/en/articles/9661119-understanding-your-financial-goals-overview.md): What each section of the Financial Goals overview page shows, including your savings streak, savings in the last 30 days, milestone progress, and how to make a one-time deposit. - [Depositing funds into your Financial Goal](https://help.rocketmoney.com/en/articles/2621105-depositing-funds-into-your-financial-goal.md): How to make a one-time deposit into a Financial Goal from the mobile app, how long deposits take, daily limits, and what to do if deposits are being skipped. - [Setting a minimum account balance for deposits into my Financial Goal plan](https://help.rocketmoney.com/en/articles/10770898-setting-a-minimum-account-balance-for-deposits-into-my-financial-goal-plan.md): How to set or update the Balance Protection amount for a Financial Goal in the mobile app so deposits only happen when your checking account has enough funds. - [Withdrawing funds from your Financial Goals](https://help.rocketmoney.com/en/articles/2621078-withdrawing-funds-from-your-financial-goals.md): How to withdraw settled funds from a Financial Goal back to your linked checking account, how long withdrawals take, and the daily withdrawal limit. - [How to pause a Financial Goal](https://help.rocketmoney.com/en/articles/17062536-how-to-pause-a-financial-goal.md): Step-by-step instructions for pausing and resuming a Financial Goal in Rocket Money. - [Viewing my Financial Goal’s transfer history](https://help.rocketmoney.com/en/articles/9661316-viewing-my-financial-goal-s-transfer-history.md): How to find your full deposit and withdrawal history for a Financial Goal from the mobile app or website. - [Can I cancel a pending transfer from my Financial Goal plan?](https://help.rocketmoney.com/en/articles/10770089-can-i-cancel-a-pending-transfer-from-my-financial-goal-plan.md): Why pending Financial Goal deposits cannot be cancelled, and when you'll be able to access your funds after they settle. - [Changing the checking account linked to your Financial Goal](https://help.rocketmoney.com/en/articles/9661278-changing-the-checking-account-linked-to-your-financial-goal.md): A brief overview of our secure process to changing the checking account linked to your Financial Goal’s saving plan - [Closing a Financial Goal](https://help.rocketmoney.com/en/articles/2621055-closing-a-financial-goal.md): How to close a Financial Goal from the mobile app, when your remaining funds will be returned, and what might prevent the closure from going through. ## Net Worth - [How is net worth calculated?](https://help.rocketmoney.com/en/articles/5350243-how-is-net-worth-calculated.md): How Rocket Money calculates your net worth \(assets minus debts\), what's included, and how to access the Net Worth tab from the mobile app or website. - [What is included in my assets?](https://help.rocketmoney.com/en/articles/9184603-what-is-included-in-my-assets.md): The four asset categories tracked in Rocket Money's Net Worth tab - cash accounts, investments, assets with loans, and manually added assets - with examples of each. - [What is included in my debts?](https://help.rocketmoney.com/en/articles/9184597-what-is-included-in-my-debts.md): The three debt categories tracked in Rocket Money's Net Worth tab - credit cards, long-term debt, and asset-backed loans - plus how to manually add a debt. - [What if I am missing an account in the Net Worth tab?](https://help.rocketmoney.com/en/articles/5350305-what-if-i-am-missing-an-account-in-the-net-worth-tab.md): How to add a missing account to the Net Worth tab by linking it through Plaid or adding it manually, from the mobile app or website. - [How do I update the balance of an asset or loan?](https://help.rocketmoney.com/en/articles/5350313-how-do-i-update-the-balance-of-an-asset-or-loan.md): How linked account balances update automatically, and how to manually update the balance of a manually added asset or loan in the mobile app. - [Why does my graph have a gray line on it?](https://help.rocketmoney.com/en/articles/5350283-why-does-my-graph-have-a-gray-line-on-it.md): What the gray line on your Net Worth chart means and the two most common reasons it appears - not enough account history or unchanged balances during part of the period. - [Use equity values in Net Worth charts](https://help.rocketmoney.com/en/articles/9184654-use-equity-values-in-net-worth-charts.md): How to turn on the equity values toggle in the Assets tab so your Net Worth charts reflect your home and vehicle equity rather than their full values alongside their loans. - [Include checking in Net Worth](https://help.rocketmoney.com/en/articles/9184665-include-checking-in-net-worth.md): How to turn the Include checking in Net Worth toggle on or off, and when it might be helpful to exclude your checking balance from your asset totals. - [Include home\(s\) in Net Worth](https://help.rocketmoney.com/en/articles/9184671-include-home-s-in-net-worth.md): How to use the Include home in Net Worth toggle to show or hide your home value and mortgage from your net worth calculations and charts. - [How to link your property to your mortgage in the Net Worth tab](https://help.rocketmoney.com/en/articles/9184697-how-to-link-your-property-to-your-mortgage-in-the-net-worth-tab.md): Step-by-step instructions for linking a property to its mortgage in the Rocket Money Net Worth tab from the mobile app, including how to set up automatic or manual home value tracking. - [Adjusting your home value](https://help.rocketmoney.com/en/articles/10770767-adjusting-your-home-value.md): How to switch from automatic to manual home value tracking in the Rocket Money mobile app so you can enter your own estimate in the Net Worth tab. ## Credit scores - [Track my credit score with Rocket Money](https://help.rocketmoney.com/en/articles/10770925-track-my-credit-score-with-rocket-money.md): How to activate and view your Experian FICO 2 credit score in the Rocket Money app, what information you'll need to verify your identity, and where to find recent credit events. - [Help! I am receiving an error when trying to activate my credit score](https://help.rocketmoney.com/en/articles/10770936-help-i-am-receiving-an-error-when-trying-to-activate-my-credit-score.md): Four common reasons you might see an error when activating your credit score in Rocket Money - no credit history, identity verification issues, security question lockout, and international access. - [FICO credit score 101](https://help.rocketmoney.com/en/articles/8887948-fico-credit-score-101.md): What a FICO credit score is, how Rocket Money calculates it using Experian FICO Score 2, the score ranges, how often it updates, and the five factors that make up your score. - [Why is my Rocket Money FICO credit score different than another app?](https://help.rocketmoney.com/en/articles/8887813-why-is-my-rocket-money-fico-credit-score-different-than-another-app.md): Three reasons your Rocket Money score may differ from other apps - different scoring models, varied reporting to credit bureaus, and timing differences in how bureaus process updates. - [What factors determine my FICO credit score?](https://help.rocketmoney.com/en/articles/8888082-what-factors-determine-my-fico-credit-score.md): The five factors that make up your FICO credit score - payment history, amounts owed, credit history, account mix, and new credit - and how each one affects your score. - [Credit report disputes: How to fix an error on your Credit Report](https://help.rocketmoney.com/en/articles/3980126-credit-report-disputes-how-to-fix-an-error-on-your-credit-report.md): How to dispute errors on your Experian credit report, including late payments, inaccurate information, and outdated data, plus how to file disputes with Equifax and TransUnion. - [What are derogatory marks and how do they impact your credit score?](https://help.rocketmoney.com/en/articles/4100624-what-are-derogatory-marks-and-how-do-they-impact-your-credit-score.md): What derogatory marks are, the types that can appear on your credit report, how long they stay, and how to dispute one if it shouldn't be there. - [How do hard inquiries impact your credit score?](https://help.rocketmoney.com/en/articles/4092343-how-do-hard-inquiries-impact-your-credit-score.md): What a hard inquiry is, how it differs from a soft pull, how long effects last, and tips for minimizing hard inquiries when rate shopping - checking your score in Rocket Money is always a soft pull. - [How does your payment history impact your credit score?](https://help.rocketmoney.com/en/articles/4092307-how-does-your-payment-history-impact-your-credit-score.md): Why payment history is the single biggest factor in your FICO credit score, how Rocket Money shows your payment history in the app, and what counts as a late payment. - [How does card usage impact your credit score?](https://help.rocketmoney.com/en/articles/4092328-how-does-card-usage-impact-your-credit-score.md): What credit utilization is, which accounts are included in the calculation, why staying below 30% matters, and tips for keeping your utilization low. - [How does account age impact your credit score?](https://help.rocketmoney.com/en/articles/4092338-how-does-account-age-impact-your-credit-score.md): How the average age of your credit accounts affects your FICO score and what to consider before closing older accounts or opening new ones. - [How does account mix impact your credit score?](https://help.rocketmoney.com/en/articles/4092341-how-does-account-mix-impact-your-credit-score.md): How having a mix of revolving and installment credit accounts can positively affect your FICO score, and whether it's worth opening new accounts to improve your mix. ## Bank fees - [Overdraft & late fee refund requests](https://help.rocketmoney.com/en/articles/1315299-overdraft-late-fee-refund-requests.md): How to access Rocket Money's conversation guide in the mobile app to help you request a refund for an overdraft or late fee directly with your bank. ## Terms - [Updates to our dispute resolution & arbitration terms](https://help.rocketmoney.com/en/articles/9131362-updates-to-our-dispute-resolution-arbitration-terms.md): A summary of updates to Rocket Money's dispute resolution and arbitration terms and a link to the full terms of service for details.